Farmers and rural contractors have different insurance needs than city folk, and the team at Planning Pros understands this like no other. We work with people in the rural sector all the time and we are here to help you get it right.
Your farm is also usually your home, so you need to make sure that both are covered with the right types of insurances.
We help farmers with all kinds of personal risk services including life insurance and income protection, trauma cover, private medical insurance and mortgage repayment insurance.
Planning Pros can help you secure the right insurance package so you can focus on tending to the land with peace of mind.
If you run a farm, you may need some advice around ACC levies and cover, too. Watch this video – Lunch Box Session #5 – ACC levies & ‘personal risk’ insurances by Nicki Spence about how ACC and insurance can work with and against each other, or book in a time with Planning Pros to discuss your situation.
No matter if you are running a small family farm or managing a multi-site operation, getting the right insurance is important in case you get sick or injured.
Planning Pros are the team you need to get your personal risk cover in order. We understand the challenges of the sector and are always here to help, offer advice, answer your questions and help with claims if needed.
01.
When you are dairy farming and you break a leg, you can’t work for a while, but the bills and other outgoings unfortunately don’t stop.
02.
If you can’t cover your farm loan repayment due to illness or injury, both your home and the future of your business are on the line.
03.
Getting back on the land fast is important. With the right medical cover, you’ll skip the waiting lists and get the treatment you need sooner.
04.
If you’re a farming contractor, finding the right insurance isn’t easy. You’ll need a specific set of risk protection and probably health and life cover too.
While you can’t control what happens, you can make sure you are prepared with insurance cover that’s the right fit for you and your farming business.
Insurance can be complicated and having someone that has your back, and you can discuss things with can make it so much easier. If you want to get insurance but are not sure where to start, or if you need insurance for something quite specific, Planning Pros is a great place to start.
We’re experts in the NZ personal insurance market and we work with farmers and rural contractors all the time. The team will work hard to find you excellent cover at the best possible price. When it’s time to claim, we’re also in your corner.
This is really our reason for existing. We often think about the work in helping people get insurance as just the paperwork before the main event! Our whole team supports claims. We’ve got a dedicated claims handler who has lots of experience with this, but the rest of us know what’s going on as well so that if our claims handler is ever away it doesn’t hold up getting your claim sorted.
Plus, if there’s ever a tricky situation, we’ve got access to a network of incredibly experienced advisers who can offer advice on how to navigate a difficult claim. Also good to know, we only match our clients with insurers that have a really good track record of approving claims!
For life insurance, we work with five companies – Partners Life, Asteron Life, Chubb Life, AIA, and Fidelity Life. For health insurance, we work with three providers- Partners Life, nib, and AIA.
That’s a tricky one! it can be really straight forward and only take a couple of weeks, or if your situation is more complex and you have a challenging financial or medical situation then it will take longer than that.
However, we don’t like giving up on those challenges so we’ll do everything we can to get you cover regardless of how long it takes.
Planning Pros can sort everything in person, by phone, or with a video call.
©2024 Spence Assets. All Rights Reserved. | Website by Monster Creative
